Economy
2018
Banking in India
Fiscal Policy

With reference to the governance of ‘public sector banking in India, consider the following statements:

  1. Capital infusion into public sector banks by the Government of India has steadily increased in the last decade.
  2. To put the public sector banks in order, the merger of associate banks with the parent State Bank of India has been affected.

Which of the statements given above is/are correct?

B.2 only
D.Neither 1 nor 2
C.Both 1 and 2
A.1 only

Correct Answer: Option B

Capital infusion into Public Sector Banks (PSBs) by the Government of India has not been a steady process over the last decade. It has fluctuated based on the financial performance and needs of the banks.

To improve the condition of PSBs, a strategy implemented was the merger of associate banks with the parent State Bank of India (SBI). This was aimed at streamlining operations and reducing the burden of Non-Performing Assets (NPAs).

Statement 1 is not correct. Statement 2 is correct.

Hence, only statement 2 is correct.

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