Economy
2019
Banking in India
RBI and Functions

The Service Area Approach was implemented under the purview of

C.Mahatma Gandhi National Rural Employment Guarantee Scheme
A.Integrated Rural Programme
D.National Skill Development Mission
B.Lead Bank Scheme

Correct Answer: Option B

The Service Area Approach (SAA) was introduced in April 1989 to promote organized and planned development in rural and semi-urban areas across the country.

It was implemented across all Indian scheduled commercial banks, including Regional Rural Banks (RRBs).

Under the SAA, specific villages, usually in geographically contiguous areas, were allocated to all rural and semi-urban branches of banks. The respective branches were responsible for addressing the overall development and credit requirements of these villages.

The Service Area Approach was implemented under the purview of the Lead Bank Scheme.

Hence, option B is the correct answer.

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