Economy
2018
Banking in India
Basic Economic Terms

Which one of the following statements correctly describes the meaning of legal tender money?

A.The money which is tendered in courts of law to defray the fee of legal cases
B.The money which a creditor is under compulsion to accept in settlement of his claims
D.The metallic money in circulation in a country
C.The bank money in the form of cheques, drafts, bills of exchange, etc.

Correct Answer: Option B

Legal tender refers to any official medium of payment recognized by law that can be used to settle a public or private debt, or meet a financial obligation.

In virtually every country, the national currency serves as legal tender.

A creditor is legally bound to accept legal tender when offered as repayment for a debt.

Cheques are not legal tender because a party can refuse them as a mode of payment.

Hence, option B is the correct definition of legal tender.