Economy
2019
Banking in India
RBI and Functions

What was the purpose of Inter-Creditor Agreement signed by Indian banks and financial institutions recently?

C.To act as independent regulator in case of applications for loans of Rs. 50 crore or more
B.To support the infrastructure projects of Central and State Governments
D.To aim at faster resolution of stressed assets of Rs. 50 crore or more which are-under consortium lending
A.To lessen the Government of India’s perennial burden of fiscal deficit and current account deficit

Correct Answer: Option D

The Inter-Creditor Agreement (ICA) was aimed at the faster resolution of stressed assets (bad loans) of ₹50 crore or more that fall under consortium lending arrangements.

It was a part of the 'Sashakt' plan, which was approved by the government to address the issue of resolving Non-Performing Assets (NPAs).

Therefore, option d is the correct answer.

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